Taxes are a huge and growing concern that impacts every part of our work together. And it may worsen later in retirement, if there is a large IRA.

As a former professional tax advisor and preparer, I at all times maintain a keen and sensitive eye toward tax issues.  Though we do not allow taxes to rule our decisions, I carefully consider the impact of taxes on all your investments, and recommend accordingly.

We consider the net, after tax expected result of investments to be a large factor, as well as the overall marginal tax rate of the household.  This broad aerial view provides a beneficial overlay to all the investment work that we do.

We believe that in a multitude of counselors there is safety.  That’s why we fully support your CPA.

The Caring Advisor reviews your Federal tax return annually, a a part of our engagement and primarily for planning purposes.  We also provide valuable feedback and conservative ideas.

Our team is quick, accurate, pro-active and detailed in reporting annual information, cost basis, and updates, and we collaborate helpfully with your CPA.